The problem here is a lot bigger than PayPal. Consider people who sell through Amazon or even use Amazon for distribution. Amazon can arbitrarily decide you’ve

The problem here is a lot bigger than PayPal. Consider people who sell through Amazon or even use Amazon for distribution. Amazon can arbitrarily decide you’ve violated their TOS, suspend your account and freeze any funds you’re due for things you may have already shipped. You may be in limbo for months. It might be impossible to reach a human to resolve it if you’re not of sufficient size. I get the need to combat fraud but what we have here is a financial incentive for companies to freeze and basically steal your money. Even if you eventually get it back just holding it has value. That’s a problem.