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The US healthcare system is systematically broken. I've sworn off doing business in that sector because the cultural attitude that insurance companies have towa
by cowpig 4y ago
The US healthcare system is systematically broken. I've sworn off doing business in that sector because the cultural attitude that insurance companies have towards payment has infected everything. You can't trust anything anyone says about how much they will pay for something. Some kind of drawn-out, adversarial process around payment collection is the expectation.
Sorry for that rant I am a bit traumatized by my experiences trying to do business in the US healthcare industry.
- alyandon 4y agoIt is absolutely insane what insurance companies will actually pay for - mine was fulling willing to pay $1250 for a simple ultrasound procedure at a hospital facility vs $150 at a specialty clinic. I made the smart decision to have it done at the clinic but it isn't like I'm going to be rewarded for that decision by paying lower premiums.
- moneywoes 4y agoHow do find these prices
- alyandon 4y agoThe hard way - I looked up the average price for the procedure and pestered them for up front pricing. When they told me what they were going to charge I walked out of the facility without another word and went to the local clinic. I also let my doctor know that I was extremely displeased about his referral to that facility when there were cheaper alternatives.
- AdrianB1 4y agoThe insurance companies have huge discounts, even 90% for many procedures. The price list is usually for uninsured people, not what is ever paid by insurance.
- alyandon 4y agoIn my case - $1250 would have been the contract/discounted price to the insurance company. List price was almost 2x that amount.