3.227% total return, inflation adjusted from Feb 2020 to Feb 2023. Not too bad, actually. See https://dqydj.com/sp-500-return-calculator/ https://dqydj.com/sp

3.227% total return, inflation adjusted from Feb 2020 to Feb 2023. Not too bad, actually. See https://dqydj.com/sp-500-return-calculator/ https://dqydj.com/sp-500-return-calculator/ . Perhaps people got used to the 11.883% inflation adjusted total return from Feb 2010 to Feb 2020. Feb 1871 to Feb 2023 is 6.878% .