Which causes rippling credit defaults and money market failures and now every corporation can't get short-term financing for payroll and ATMs stop working. And

Which causes rippling credit defaults and money market failures and now every corporation can't get short-term financing for payroll and ATMs stop working. And really that last sentence is the problem. Even if the companies fail it lands on the stockholders, who often had no idea what was going on, a good chunk of them having bought the company through 401(k) funds. The executives go on to other businesses and there's no real consequences for the humans that actually made the decision. We need to really end the fiction that its the legal entity of corporations that make decisions and should be punished. In reality its the humans behind the curtains doing the deciding, that curtain needs to get stripped away if there is to be real consequences.