Perhaps,but not surprising given the prevailing interest rate situation. I got multiple offers on my CCs to lower the APR to 0% for 12-18 months. At that point

Perhaps,but not surprising given the prevailing interest rate situation. I got multiple offers on my CCs to lower the APR to 0% for 12-18 months. At that point it's financially better to carry a balance, throw the cash in a HYSA and pay it off in 2024. My Own CC balance has grown by like 600%