Xbox game pass is actually pretty good about this. You can play Xbox games on your pc on your main account and someone else can play the same game on an Xbox. I

Xbox game pass is actually pretty good about this. You can play Xbox games on your pc on your main account and someone else can play the same game on an Xbox. I can play a game on Xbox cloud gaming on my steam deck while someone plays the same game on my Xbox. This is fantastic with multiplayer games. I haven’t tried with games that aren’t part of the subscription library but it would slightly surprise me if that didn’t work the same.