Just because B happened to you personally doesn't mean A never happens to anyone. When a person says "A happens", and another responds by saying "A doesn't rea

Just because B happened to you personally doesn't mean A never happens to anyone. When a person says "A happens", and another responds by saying "A doesn't really happen - rather B happens", their assertion is insufficient to refute the existence of A, whether based on a cost analysis thought experiment or personal experience with B. It is far more accurate for the second person to make an addition rather than a refutation by saying "B also happens more frequently than A"