Why not put your money where your mouth is and start or invest in a company selling insurance to Cruise? I would personally feel reluctant to do so, because I

Why not put your money where your mouth is and start or invest in a company selling insurance to Cruise? I would personally feel reluctant to do so, because I think insuring the tail risk of a company like Cruise or really even Tesla (pertaining to FSD) is a fool's errand and not a positive ROI proposition. And I don't mean now, I mean until proven otherwise. There is no guarantee or even really proof points that the model AI works around even does a good enough job to account for edge case scenarios that account for most of the tail risk. If that is not the case, then the entire hypothesis around AI (which is that it is structurally more efficient than alternatives) really falls apart, doesn't it?