I agree it was best not to let Citibank collapse because of the ramifications that would have on other businesses that rely on them for working credit. But now

I agree it was best not to let Citibank collapse because of the ramifications that would have on other businesses that rely on them for working credit. But now that the crises is over break them apart into smaller banks that are small enough to fail. Otherwise US taxpayers are liable to cover bad bets that Citibank makes yet any profitable bets stay with the company. I would argue breaking up AT&T to allow competitors worked out to the advantage of the public AND the shareholders. The smaller baby bells now had to compete and returned more to shareholders than the monolithic AT&T would have.