The EU is ahead but it's not as widely availible as you claim. The leaders are Austria and Spain and they hover around 50% banks having it https://www.cpg.de/w

The EU is ahead but it's not as widely availible as you claim. The leaders are Austria and Spain and they hover around 50% banks having it https://www.cpg.de/wp-content/uploads/2021/10/sepa-instant-coverage-table-2021-10-1024x623.png https://www.cpg.de/wp-content/uploads/2021/10/sepa-instant-c...