That's a lame excuse tbh. If they had no objection they'd allow it for every merchant and then only after said merchant has a lot of "disputes,etc" would they t

That's a lame excuse tbh. If they had no objection they'd allow it for every merchant and then only after said merchant has a lot of "disputes,etc" would they then block said merchant from selling such services. They even have a genuinely good reason then!! It's like saying "yeah we don't service the entire Chinese and Russian IP block because of risk and lots of hacking coming form there."