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The Tesla doesn't just tell me I'm a safe driver, it also gives me a cheaper insurance rate due to the safe driving. The safety score is related to my monthly

The Tesla doesn't just tell me I'm a safe driver, it also gives me a cheaper insurance rate due to the safe driving. The safety score is related to my monthly insurance premium. So maybe it's to stroke my ego? But they're also putting their proverbial money where their mouth is.

bena 4y ago
The insurance you get from Tesla, which has a vested interest in its own Safety Score. It's not giving a cheaper insurance rate "due to the safe driving", it's giving a cheaper rate due to having a better score on the metrics it decided. You see how that's circular, right. It does not mean you are a safe driver.
- thepasswordis 4y ago
  …what? No I am not following that. The safety score is a representation of the metrics used to determine the insurance rate. This is not in any way circular. The insurance rate and the safety score are representative of the same thing: safe driving. https://www.tesla.com/support/safety-score#version-1.2 https://www.tesla.com/support/safety-score#version-1.2
  - bena 4y ago
    They're both from Tesla. There's no real proof that they're representative of safe driving. And you kind of want it to flow both ways: "the safety score represents good driving, so I get cheaper insurance" and "I get cheaper insurance so the safety score must represent good driving". You're trying to use each of these things to validate the other so you can then claim it's something entirely else. I think it's telling that autopilot is allowed to drive in a manner that would otherwise negatively impact your safety score. Either autopilot is unsafe or the safety score doesn't measure actual safe driving.
    - thepasswordis 4y ago
      Man I think you're really confused about what the "safety score is". Here it is stated a simpler way: Tesla tracks driving style and gives you an insurance rate based on those driving habits. My insurance rate is about $90, which is the lowest the rate goes, because the things it tracks (following distance, for one) corresponds to a lower liability risk for the insurance underwriter, which in this case, is tesla. The monthly price is directly correlated to driving habits. You seem to be getting confused about "safety score". I'm genuinely confused as to what about this doesn't make sense to you. Tesla is the underwriter. They give a monthly premium based on driving habits.
      - bena 4y ago
        I'm not confused. Tesla is the insurer. Tesla is also the manufacturer of the insured item. You are using as proof of the claim, the fact that the group making the claim says they're right. This is big "We've investigated ourselves and found nothing wrong" energy.
    - helf 4y ago
      You are talking to someone who is excited about… The Future (tm). And will defend their purchase and choices to the death. So I doubt there is any reason to continue. The fact they even gave us their Tesla given “safety rating” like it was something to give a shit about says a lot. We are all glad your car is giving you head pats and game badges.
    - helf 4y ago
      Also, the Tesla driving score reminds me of the Windows “Experience Index” score. Which was complete and utter toss. But made people feel good about their systems.

bena 4y ago

The insurance you get from Tesla, which has a vested interest in its own Safety Score. It's not giving a cheaper insurance rate "due to the safe driving", it's giving a cheaper rate due to having a better score on the metrics it decided. You see how that's circular, right. It does not mean you are a safe driver.

thepasswordis 4y ago
…what? No I am not following that. The safety score is a representation of the metrics used to determine the insurance rate. This is not in any way circular. The insurance rate and the safety score are representative of the same thing: safe driving. https://www.tesla.com/support/safety-score#version-1.2 https://www.tesla.com/support/safety-score#version-1.2
- bena 4y ago
  They're both from Tesla. There's no real proof that they're representative of safe driving. And you kind of want it to flow both ways: "the safety score represents good driving, so I get cheaper insurance" and "I get cheaper insurance so the safety score must represent good driving". You're trying to use each of these things to validate the other so you can then claim it's something entirely else. I think it's telling that autopilot is allowed to drive in a manner that would otherwise negatively impact your safety score. Either autopilot is unsafe or the safety score doesn't measure actual safe driving.
  - thepasswordis 4y ago
    Man I think you're really confused about what the "safety score is". Here it is stated a simpler way: Tesla tracks driving style and gives you an insurance rate based on those driving habits. My insurance rate is about $90, which is the lowest the rate goes, because the things it tracks (following distance, for one) corresponds to a lower liability risk for the insurance underwriter, which in this case, is tesla. The monthly price is directly correlated to driving habits. You seem to be getting confused about "safety score". I'm genuinely confused as to what about this doesn't make sense to you. Tesla is the underwriter. They give a monthly premium based on driving habits.
    - bena 4y ago
      I'm not confused. Tesla is the insurer. Tesla is also the manufacturer of the insured item. You are using as proof of the claim, the fact that the group making the claim says they're right. This is big "We've investigated ourselves and found nothing wrong" energy.
  - helf 4y ago
    You are talking to someone who is excited about… The Future (tm). And will defend their purchase and choices to the death. So I doubt there is any reason to continue. The fact they even gave us their Tesla given “safety rating” like it was something to give a shit about says a lot. We are all glad your car is giving you head pats and game badges.
  - helf 4y ago
    Also, the Tesla driving score reminds me of the Windows “Experience Index” score. Which was complete and utter toss. But made people feel good about their systems.