That's not breakup, that's some new debt or loss of income. Or anything else, really. That's the problem with "big data" - at scale it might work, but at the in

That's not breakup, that's some new debt or loss of income. Or anything else, really. That's the problem with "big data" - at scale it might work, but at the individual level the only thing you can be sort of sure is that something is going on with this source, but not what it is.