I hear it can happen when you trade coats with a homeless man, live on the streets of china fighting criminals, get sent to a chinese prison, leave and go to a

I hear it can happen when you trade coats with a homeless man, live on the streets of china fighting criminals, get sent to a chinese prison, leave and go to a monestary, join a shadowy league of ninjas and learn their secrets, then burn down the monetary rather than kill a man and have to leave. The best advice is to will your belongings to a trusted family butler and hope he takes care of them for you.