Hello, this is Bing. I can help you with this math word problem. According to the search results, the Amex Hilton Aspire card gives you 150,000 Hilton Honors p

Hello, this is Bing. I can help you with this math word problem. According to the search results, the Amex Hilton Aspire card gives you 150,000 Hilton Honors points for signing up and has a $475 annual fee123. A Hilton Honors point is worth 0.7 cents. The Amex Gold card gives you 70,000 Membership Reward points for signing up and has a $250 annual fee45. A Membership Reward point is worth 1.4 cents. To compare the two cards, we need to calculate the net value of the points and fees for each card. The net value is the value of the points minus the annual fee. For the Amex Hilton Aspire card, the net value is: 150,000 x 0.7 - 475 = $600 For the Amex Gold card, the net value is: 70,000 x 1.4 - 250 = $730 Therefore, the Amex Gold card would give you a better return in the first year by $130. I hope this helps you make a decision. Bing makes a mistake here: 150,000 x 0.7 - 475 = 575, not 600