It depends. I did Au$10,000 to a car valued at $12,000, almost all of the damage was non-visible suspension and structural. The quoting repairer had high conf

It depends. I did Au$10,000 to a car valued at $12,000, almost all of the damage was non-visible suspension and structural. The quoting repairer had high confidence in the repairs before starting, so the insurer went ahead. The car drove like new after the repairs, dead straight, smooth af. If even a small fraction of that damage had been on, say, the pillars it'd had been a write off.