HMRC would love it I'm sure. I'm not sure there's any benefit to 'users', nor why (non-central) banks would care either really, beyond having a new thing to ra

HMRC would love it I'm sure. I'm not sure there's any benefit to 'users', nor why (non-central) banks would care either really, beyond having a new thing to race to be an early provider of and grow marketshare (some would like that, especially more modern/fintechy ones, and others hate it I suppose).