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It's really all about risk. There are certain categories of transaction that see a lot of disputes. Payment processors, banks, and card schemes (like Visa/Mas
by daveoc64 4y ago
It's really all about risk.
There are certain categories of transaction that see a lot of disputes.
Payment processors, banks, and card schemes (like Visa/MasterCard) don't like disputes - they are costly to deal with.
- londons_explore 4y agoBut stripe already charges the customer for disputes, and presumably makes a little margin on top. I can understand if they're saying "we think you're about to get a lot of disputes, and you may not be able to pay for all of them, so we're going to hold some of your money for a few days just to see". But that isn't what they're saying.
- johngladtj 4y agoIt's really not. It's about regulatory requirements and political pressure (including the attempt to avoid said political pressure)