> It still takes effort to switch and there may be an issue with the original payment provider retaining your funds. I haven't seen a case where Stripe doesn't

> It still takes effort to switch and there may be an issue with the original payment provider retaining your funds. I haven't seen a case where Stripe doesn't retain 1-2 weeks worth of revenue "to handle refunds". OP also is subscription based, and if he used Stripe's tooling to implement the subscription process, they're holding a lot of customer data hostage. (Which is why you shouldn't touch these "helpful" all in one solutions in the first place, but it's an easy enough mistake to make.)