Most people when given the option prefer to "take the loan" out for the company, since most employees will have rewards credit cards. You get the full cost you

Most people when given the option prefer to "take the loan" out for the company, since most employees will have rewards credit cards. You get the full cost you paid in your next pay check plus the bonus points on your card, that will be at a minimum 1 percent of the cost and possibly up to 5+ percent if you're lucky and your expense is in a good category.