These outcomes are pretty extreme and therefore I think pretty unlikely. I think it's useful to consider but maybe harmful to expect them and prepare only for s

These outcomes are pretty extreme and therefore I think pretty unlikely. I think it's useful to consider but maybe harmful to expect them and prepare only for such events. One thing I also think is very important, maybe most important of all in regards to what you bring up, is to invest not only in things but to invest in people. Build a community of people around you that you can depend on and who can depend on you, a mutual aid network. Strong relationships are what's needed when state/societal or bureaucratically demanded relationships break down. But in a less extreme setting, like if you lose your job or have a tragedy or catastrophe in your life/community, having strong support among friends can be the difference between getting back on your feet or ending up homeless or otherwise worse off.