"Genuine question, if you're under 40 how are you not in debt?" I'm under 40 and not in dept. Sounds like you're coming from an expensive place. Education an

"Genuine question, if you're under 40 how are you not in debt?" I'm under 40 and not in dept. Sounds like you're coming from an expensive place. Education and rent are quite cheap where I'm from and I don't need a car, but I could buy one from my savings right now if I wanted.