Legal basis? Ask a lawyer, but I suspect it's buried in contract law. Homeowners insurance generally covers negligence by the owner Does it? I just know se

Legal basis? Ask a lawyer, but I suspect it's buried in contract law. Homeowners insurance generally covers negligence by the owner Does it? I just know several people who have done their own 'renovations' that have had insurance claims turned down (even after arbitration) because they didn't have a licenses contractor do the work. People who insisted they knew better than anyone else. Typical. So rewire at your own risk, I guess.