Just buy more money isn’t an accurate summary. If anything, Ramsey’s advice is aimed to helping people climb out of the pit. Saving $1,000 for an emergency fun

Just buy more money isn’t an accurate summary. If anything, Ramsey’s advice is aimed to helping people climb out of the pit. Saving $1,000 for an emergency fund. Paying down debts one at a time with the “debt snowball” approach. His advice doesn’t appeal to people who are making a lot of money at all and most of the push back is from people who will give you speeches about compounding interest rather than paying debt. “Live like no one else, so you can live like no one else.”