3 ms·Interest rates. Money was incredibly cheap in 2020/2021, but now it’s expensive.by philwelch 4y agoInterest rates. Money was incredibly cheap in 2020/2021, but now it’s expensive.icedchai 4y agoAnd it's still relatively cheap. The dot-com era (1995-2001) had higher rates than we do now. When we get back to 8 or 9%, like we had in the 80's, start worrying.philwelch 4y agoThe layoffs have also been relatively minor, with headcounts still up from 2019 as far as I’ve seen.