Tell HN: Meta peddling unsecured business credits to users in India

I have a friend who owns a business and they got a really weird email from meta. Apparently meta has teamed with "Indifi and FlexiLoans" to give unsecured business loans. 1. They are sharing details of "this user is a small business owner" with third parties and that they are directly emailing about "helping businesses in need". What the hell is wrong with these people. If I wanted a loan,i would approach my bank and not some fincorp who would fleece me with 18% interests. Banks have much less interest rates edit: changed show Hn to Tell HN