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Yeah. We should. You can smoke a cigar a month and not be considered a smoker by life insurance companies. You can smoke 4 a week and not be considered a smoker
by christophilus 4y ago
Yeah. We should. You can smoke a cigar a month and not be considered a smoker by life insurance companies. You can smoke 4 a week and not be considered a smoker by health insurance companies. I’d love to see actual stats because I really enjoy a pipe and am willing to take a slight risk for it.
No level of automobile usage is safe, either, but I know the risks. My chances of dying due to driving (sober) are much higher than my chances of dying due to having a few beers a week.
I’m fine taking both of those risks.
- ipqk 4y agoAre you sure? Because I mentioned that I had smoked one cigar at my high school graduation (which about 3 years before the health insurance interview), and I got demoted from 'preferred plus' to 'preferred' for my life insurance. This was about 20 years ago.'
- christophilus 4y agoI’m sure. At least with OneAmerica and Northwestern.
- P_I_Staker 4y agoAny use in 30 days gets you flagged by my insurance company.