They would need a recent proof of address to know where you live. I know, it is stupid and there are so many ways to fake this, but a bank cant possibly gibe a

They would need a recent proof of address to know where you live. I know, it is stupid and there are so many ways to fake this, but a bank cant possibly gibe a loan to someone without knowing where they live. Else kim jong il could just walk in with his id etcetc.