I have no idea what the process is, but i helped a friend convert USD through Wise and send to another country and it was instant from their Chase account to th

I have no idea what the process is, but i helped a friend convert USD through Wise and send to another country and it was instant from their Chase account to the foreign account, even though they selected “pay by ACH”. And i also noticed BOA will show ACH transfers in 24 hours when it used to be 2-3 days minimum. Clearly theyve improved the process.