Yeah, it's important to note that all the money the insurance company pays for medicine is still coming from you and other policy holders, it's just in the form

Yeah, it's important to note that all the money the insurance company pays for medicine is still coming from you and other policy holders, it's just in the form of a predictable monthly policy plan instead of a possibly very large unexpected bill. If the drugs were cheaper, you could get a cheaper insurance plan that offered the same quality of coverage. So extremely high insulin prices hurt you even if you personally don't take insulin.