Either 1) at the same bank as your personal accounts (for simplicity) or 2) some credit unions allow local businesses to join(this is what I will be doing) If

Either 1) at the same bank as your personal accounts (for simplicity) or 2) some credit unions allow local businesses to join(this is what I will be doing) If you are at any point going to get a loan try to stay small and local, they will be more willing to work with you. If you ever try and get a loan, larger banks will turn down a software company cold. They want physical assets as collateral. The small company I currently work for went to the large bank they are currently with for an increase in their line of credit and despite a decade of profitability, large growth the past two years, and government contracts providing revenue, they were turned down.