Do you have advice stemming from your move from salaried life into freelancing? I started my career freelancing, but now a decade-ish later, freelancing seems b

Do you have advice stemming from your move from salaried life into freelancing? I started my career freelancing, but now a decade-ish later, freelancing seems both enticing (a way to find the "I work when I say I work, not when someone expects me to work" balance 4-day workweeks kinda get at, but also not really, and also a way to perhaps more freely select for problem spaces that interest me vs. whatever is the current VC hype train), but also terrifying (because I recall there being non-trivial overhead on the "business end", there's no long-term stability, there's not even really short-term stability in the sense of "I have bills and debts to pay that are not exactly negotiable", etc) Love seeing such a similar quip about team vs solo work here. I find I get much more done when free to just explore and do what makes sense to me on a given day vs. whatever is someone else's priority item, and when I can use all the tools I choose (vs the tools someone else chooses for me).