When Deus Ex imagined digital currencies back in 2000, they imagined a "credits" system, where these credits were backed by nothing and were simply numbers in a

When Deus Ex imagined digital currencies back in 2000, they imagined a "credits" system, where these credits were backed by nothing and were simply numbers in a computer. BUT, critically, they existed independent of accounts or transactions. This enabled one to "load some credits" on a generic cube/card and use it for payments. For a game that was so prophetic on all other aspects of ethics and AI and technological develoments that followed, particularly in terms of surveillance, a currency free from transaction-monitoring/intervention was a very big blind spot in their dystopian vision. I wonder if this simply never occurred to Sheldon Pacotti, or if he specifically believee we'd manage to somehow "liberate" money by then ...