I may be wrong, but I believe Etsy have a hidden charge of 4% for currency conversion. Normal banks charge about 3%, FinTechs 0.5%. It listed absolutely nowhe

I may be wrong, but I believe Etsy have a hidden charge of 4% for currency conversion. Normal banks charge about 3%, FinTechs 0.5%. It listed absolutely nowhere when you buy; it occurs when you pay in a currency different to the native currency of the shop. Etsy I recall decide which currency you will pay in, according to the country of your bank - which does not work for multi-currency FinTechs; in fact, you can end up paying Etsy their excessive conversion fee, and then a second conversion fee to the FinTech - that is, if you didn't know any better, and Etsy are completely silent about this. Regarding pricing, looking at Etsy prices, and the prices on the web-sites of the sellers, I believe Etsy charge 20%. This is monopoly pricing.