I think you're totally missing the point. With CBDCs the state will be solely able to control who has access to the monetary system and you're not able to escap

I think you're totally missing the point. With CBDCs the state will be solely able to control who has access to the monetary system and you're not able to escape without physical notes. There is also so much potential for misuse (e.g. social credit system). CBDCs are in my opinion, one big step towards dystopia.