Well, that is an understatement. I do agree with you that banks have been trying to fix decades old application. But in this process, you don’t need ETL, nor a

Well, that is an understatement. I do agree with you that banks have been trying to fix decades old application. But in this process, you don’t need ETL, nor all the process and development to accomplish these ideas. Conceptually the idea builds its self (it learns) how to threat the data, quite revealing and near real time. Considering you account for security and privacy, then you basically shift your input into the data stream and using a natural language get the data output you need, not clunky apps. Imagine I just login, and say: me>how much do I have? bank>You have 100$ me>Please send 50$ to 1003 bank> Are you sure? Please add your security code to confirm bla bla… All this with little intervention. Banks spend hundreds of man hours developing a lacking application while delivering a very poor customer experience. They spend millions on running decades old applications because it so expensive to change them… and thus the circle continues… I’m really exited to see DataBases disappear conceptualy, data entry, mostly all that just disappear… I will ask my ChapBot for statement, give me a personal investment advice, and classify all my purchases and see where my wife has been spending all my money, all from the confort of my phone. it’s a brave new wold we are wakening up to, that to me is exciting. And coming from having helped several major banks build their infrastructure, it’s just a boost to talk about something fresh, no more Hypervisor, core count, db licenses, ect. Ok, I’ll concede it’s pretty much the same old, just the nemonics will be different… How many GPUs, how quickly can you spin a container, how fast if your S3 datastore… oh wait, there is that circle again… >:D