3 ms·
People keep talking about this as if it is preACA. With COBRA you can keep your health insurance for a while and you can get similar plans from the exchanges. I
by tgma 4y ago
People keep talking about this as if it is preACA. With COBRA you can keep your health insurance for a while and you can get similar plans from the exchanges. It shouldn’t be a huge deal considering the severance frequently also includes some lump some to cover it.
- brycewray 4y agoThe existence of the ACA is no panacea. Many physicians and clinics purposely refuse to honor any ACA plan (for political reasons, in at least some cases of which I unfortunately know from personal experience). And everyone who’s been on COBRA for any length of time knows it is God-awful expensive since you’re now paying for the whole piece.
- tgma 4y agoIt’s good to put a number out for people who don’t know: I estimate ~500/month for the employer portion for an individual coverage. Whether that’s considered “God awful” or “peanuts” is dependent on one’s situation but most probably for the average tech employee in California it shouldn’t be the end of the world compared to their other expenditures. Sure, I also prefer disassociation of health care from employment but I think it’s important not to scare people away from layoffs or discourage exploration of other opportunities because they’d be scared of losing health coverage.