4 ms·

It’s shouldn’t but when your health insurance relies on it , it pretty much is

anonymouskimmer 4y ago
And depending on industry having to relocate or increase your commute.
kortilla 4y ago
Many jobs have very similar health care offerings and access to the same doctors. Changing your commute and your total compensation will have more life impact than the healthcare insurance provider change.
tgma 4y ago
People keep talking about this as if it is preACA. With COBRA you can keep your health insurance for a while and you can get similar plans from the exchanges. It shouldn’t be a huge deal considering the severance frequently also includes some lump some to cover it.
- brycewray 4y ago
  The existence of the ACA is no panacea. Many physicians and clinics purposely refuse to honor any ACA plan (for political reasons, in at least some cases of which I unfortunately know from personal experience). And everyone who’s been on COBRA for any length of time knows it is God-awful expensive since you’re now paying for the whole piece.
  - tgma 4y ago
    It’s good to put a number out for people who don’t know: I estimate ~500/month for the employer portion for an individual coverage. Whether that’s considered “God awful” or “peanuts” is dependent on one’s situation but most probably for the average tech employee in California it shouldn’t be the end of the world compared to their other expenditures. Sure, I also prefer disassociation of health care from employment but I think it’s important not to scare people away from layoffs or discourage exploration of other opportunities because they’d be scared of losing health coverage.
drstewart 4y ago
So to be clear, layoffs aren't life changing outside the US?
maerF0x0 4y ago
but they're statement was it shouldnt. They shouldnt be downvoted for what they didnt say.
- anonymouskimmer 4y ago
  Without additional context on which parties the "shouldn't" applies to, and why it shouldn't, the comment doesn't add to the conversation. Seems like a reason to downvote to me.

And depending on industry having to relocate or increase your commute.

Many jobs have very similar health care offerings and access to the same doctors. Changing your commute and your total compensation will have more life impact than the healthcare insurance provider change.

tgma 4y ago

People keep talking about this as if it is preACA. With COBRA you can keep your health insurance for a while and you can get similar plans from the exchanges. It shouldn’t be a huge deal considering the severance frequently also includes some lump some to cover it.

brycewray 4y ago
The existence of the ACA is no panacea. Many physicians and clinics purposely refuse to honor any ACA plan (for political reasons, in at least some cases of which I unfortunately know from personal experience). And everyone who’s been on COBRA for any length of time knows it is God-awful expensive since you’re now paying for the whole piece.
- tgma 4y ago
  It’s good to put a number out for people who don’t know: I estimate ~500/month for the employer portion for an individual coverage. Whether that’s considered “God awful” or “peanuts” is dependent on one’s situation but most probably for the average tech employee in California it shouldn’t be the end of the world compared to their other expenditures. Sure, I also prefer disassociation of health care from employment but I think it’s important not to scare people away from layoffs or discourage exploration of other opportunities because they’d be scared of losing health coverage.

drstewart 4y ago

So to be clear, layoffs aren't life changing outside the US?

maerF0x0 4y ago

but they're statement was it shouldnt. They shouldnt be downvoted for what they didnt say.

anonymouskimmer 4y ago
Without additional context on which parties the "shouldn't" applies to, and why it shouldn't, the comment doesn't add to the conversation. Seems like a reason to downvote to me.