Is more customer-friendly regulation of Paypal (they're a bank in Europe, you don't get more regulation than that) really something that is reasonably going to

Is more customer-friendly regulation of Paypal (they're a bank in Europe, you don't get more regulation than that) really something that is reasonably going to happen? Lots of things would be vastly improved if only improbable things would happen (Google fights SEO-spam! Fusion brings unlimited energy too cheap to meter! Humanity unites in peace!), but would you place your bets on them happening instead of assuming the messed up reality we're in an dealing with it?