> And yes, I am aware of the peer-to-peer exchanges --- which provide no real, practical alternative but to follow along with the centralized ones. Why? Centra

> And yes, I am aware of the peer-to-peer exchanges --- which provide no real, practical alternative but to follow along with the centralized ones. Why? Centralised exchanges are more convenient, but as you've said you can use a local p2p exchange. It will cost you more, and take more time, but you can. In comparison, you can't make a SEPA transfer without a bank.