So what to do as a German company to avoid the 1% fee on payouts to US USD bank accounts? Does anyone know if one can add a German USD-bank account to Stripe

So what to do as a German company to avoid the 1% fee on payouts to US USD bank accounts? Does anyone know if one can add a German USD-bank account to Stripe by now? (Was not possible a year ago) Does the 1% fee also apply if the company is based in Switzerland? (strictly not the EEA) Does anyone at which MRR scale one can negotiate fees down with Stripe?