It's at least as much related to government subsidies and financial programs that exist as band-aids over the accreditation crises in the American labor market,

It's at least as much related to government subsidies and financial programs that exist as band-aids over the accreditation crises in the American labor market, a result of elite overproduction. https://wikipedia.org/wiki/Elite_overproduction https://wikipedia.org/wiki/Elite_overproduction