And there are even what are, effectively, “death panels”! Doctor prescribes potentially lifesaving (or life extending, or quality of life improving) medicine.

And there are even what are, effectively, “death panels”! Doctor prescribes potentially lifesaving (or life extending, or quality of life improving) medicine. Drug maker sets outrageous price. Patient and doctor argue with the insurer (the death panel!) over whether the patient actually gets to buy the medicine. Meanwhile, the drug seller engages in the utterly corrupt practice of offering a kickback (sorry, I mean coupon) to help give the patient an incentive to win the argument with the insurer.