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Sometimes I wonder what the end game is for US healthcare. Costs for private (even employer subsidized) insurance keeps going up every year, and then you have M
by vsskanth 4y ago
Sometimes I wonder what the end game is for US healthcare. Costs for private (even employer subsidized) insurance keeps going up every year, and then you have Medicare, Medicaid and ACA on the other hand for a separate set of individuals who have their own spiralling costs.
My own prediction is that we all end up with very high deductible HSA plans, basically catastrophic insurance, paying out of pocket for everything else. Probably will need to work till 65 just to avoid healthcare costs bankrupting you.
- azinman2 4y agoI would say that about capitalism, AI, etc. The way it’s going it feels like there will be only 1 company after all M&A, and then eventually only 1 person running it.
- kelseyfrog 4y agoWe will finally have the thing we've been wanting for, the King of America.
- dsfyu404ed 4y ago>My own prediction is that we all end up with very high deductible HSA plans, basically catastrophic insurance, paying out of pocket for everything else. How is this a bad thing? The insurance model breaks down when you try and use it for routine stuff because it creates perverse incentives since the person services are being rendered to isn't paying. On some level every average person's lifetime cost has to be paid for by them if populations are stable? Why should we pay a 3rd party to administrate that stuff.