Isn't this kind of a motte and Bailey fallacy, though? You mention disabled people (a population of millions in the world) as your example of luck, but use it

Isn't this kind of a motte and Bailey fallacy, though? You mention disabled people (a population of millions in the world) as your example of luck, but use it to justify the idea that you have to be born in a stable country with resources (arguably disadvantaging almost all of the world's population except for a billion or so). Those are not even remotely comparable conditions.