It is lucky they didn’t have a calamity that affected their personal finances, particularly in blue collar where injuries are relatively common. I’ve heard it t

It is lucky they didn’t have a calamity that affected their personal finances, particularly in blue collar where injuries are relatively common. I’ve heard it takes 7 years of no unexpected expenses to grind oneself out of poverty. That means no healthcare scares, no dependents, no victim of crime, not even a car breaking down randomly.