> BookDepository they told me they cannot offer a refund. A dispute through the card is not the same as a refund. Making a large number of assumptions (US Law

> BookDepository they told me they cannot offer a refund. A dispute through the card is not the same as a refund. Making a large number of assumptions (US Laws, standard US credit card) if the bank that provides the card finds in your favor in the dispute process, they simply take back the money from the merchant and reduce the balance in your account. As well, during the time the dispute plays out, you do not have to pay off any of the disputed balance and the bank can't charge you interest on the disputed balance. > marked as a chargeback, which takes 45 days to settle. Yes, that's the result of a dispute decided in your favor, and yes, it is sometimes slow to return -- but return it will, which is better than never returning.