Stop trying to time the market. Virtually every piece of data available shows that on an individualized basis, you can't. Put your money in index funds (or a T

Stop trying to time the market. Virtually every piece of data available shows that on an individualized basis, you can't. Put your money in index funds (or a Target Date fund for true hands-off investing) and go do something interesting and useful with your time instead of playing a losing game of trying to eke out more gains from a market teeming with sharks.