It's all about cash flow. That has a huge value depending on your personal situation. But for a lot of poorer folks (and some wealthier ones with poor habits)

It's all about cash flow. That has a huge value depending on your personal situation. But for a lot of poorer folks (and some wealthier ones with poor habits) it's just a way to temporarily spend more than you make. That's not a good use for credit cards, of course. The superior protection of your assets from fraud is icing on the cake.