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Is the stolen car's insurance liable here though? It's obviously hard to find a definite answer because it differs from market to market but this is one thing I
by barbazoo 4y ago
Is the stolen car's insurance liable here though? It's obviously hard to find a definite answer because it differs from market to market but this is one thing I've found:
> After an accident, typically the at-fault driver is responsible for the cost of any injuries and damages. However, when the driver of a stolen vehicle is to blame for what happened, neither the owner of the stolen vehicle nor his or her insurer will be liable. The owner of the vehicle may only be responsible for damages in an accident caused by someone who was permitted to borrow the vehicle.
> The thief will be responsible for the losses due to his or her negligent behavior. Yet his or her insurer may deny coverage since their policyholder was engaged in illegal activity at the time the damage was caused. This can make recovering compensation from the driver of the stolen vehicle very challenging. It may not be possible to locate the thief, but even if found and identified, he or she may not be covered under any insurance policy.
https://www.gregmonforton.com/blog/liable-damages-caused-by-stolen-vehicle.html https://www.gregmonforton.com/blog/liable-damages-caused-by-...
- kotaKat 4y agoMore the fact that the thief is (likely) not going to have insurance and your insurance will have to subrogate the claim and chase down the money themselves. They don't want that liability.